Hi!
Just sharing some tips on processing your renewal.
First, you need a photocopy of your OR & CR, then you proceed to do emission testing. Make sure you have a valid vehicle plate number,in case if yours is still temporary, I recommend you check first with LTO if plate number is already available, if it’s still not, you have to secure a temporary one, in most cases its your MV file number. You can have it customized by most printing shops near you, or you can print it yourself and have it laminated. Just make sure you follow the correct dimensions, and the proper font size.
Most emission testing centers, will charge you 450 php for cars while 400 for motorcycle. After the test, you then bring the result with you and proceed to the next step.
The second step is, you have to go to an insurance company of your choice, submit to them the emission test result for processing. There are many insurance companies located near the LTO to choose from. Its important to know,and ask around which company provides the best service or most reliable in providing this kind of service.
The LTO only require the Compulsory Third Person Liabality(CTPL) which cost around 850 pesos from the vehicle owner, but there are different kinds of insurance to choose from, ex. Comprehensive insurance, this allows you to insure your own car in case of accidents,”God forbid”, whereas the CTPL only covers the third person involved and not your own. Comprehensive insurance cost approximately 20,000php more or less, it will depend on the unit market value.
The third step is to have your vehicle inspected by LTO officer. You will give to them the documents the insurance company gave you. Here,you have to make sure that your vehicle is up and running, with all the lights,horns,etc. working or else you might have to pay for a penalty. After the inspection, you will then have to proceed to the LTO cashier for the payment. Waiting for your name to be called will take time, so make sure you dont have other errands you have to go to. It took me approximately 20-30 minutes for my name to be called. Payment for vehicle varies by the way, mine was around 2,400 php. After payment, they gave me a receipt(OR) and thats it! You go back to your insurance company to take your insurance policy, have it photocopied, for your car, and the original to keep at home. You are good to go! No more worries! Drive safe!
This whole renewal process took me for only 2hours30minutes. It may vary from time to time depending on the number of people processing at the same time with you.
Tip: Do it on an afternoon! People tend to go to government offices during morning. Thank me later! đ
EXPENSES SUMMARY Emission testing= 450 php Insurance= 850 php LTO = 2,400 php Total = 3,700 php
By Nathaniel Lebumfacil
June 5,2021